There are some things you should never do when it comes to dealing with your personal finances.

These include:

1. Miami Driving - Transit Miami was proud to point out that Miami was rated as the area with the worst road rage in the United States. As a native New Yorker, I’m personally offended and would like to call on all people to recognize New York as it is. I think the natives are just frustrated with a supposed vacation spot masquarading as a traffic jam. When you think you’re on vacation that’s the last thing you want.

In any case, stop and go traffic when it comes to your personal finances will cause increases in transaction fees, losses in your portfolios, and considerable headaches. Sort of like traffic: gas mileage goes down, the transmission stalls, and the ulcer/migraine sets in.

2. Myspace & Flektor - Yes, Rupert (my favorite comedic muse) has done it again and acquired another player in the web space, or rather soon to be player in the web space, or rather a platform, err… a management team. Ok, it’s also a great platform. The price is supposedly anywhere from $10mm to $20mm.

Again, this is not the way to run your personal finances. Bring in a synergistic money manager, pay him $20mm, and see how he runs your portfolio. I’m sure your wife will be very happy. I know that this blogger wouldn’t be (and I do have some bones to pick with his post).

3. Hire Frenchman - It seems that French workers have been labeled as the world’s biggest whiners. Big surprise! This means that if you whine like the French, you’re personal finance balance sheet will look like the French’s: NOT PRETTY.